What I Can Cover
Protection I Match To The Way You Drive
Not every driver needs every layer of cover, and I treat that as the point. I can set these options on their own or stack them together, so your policy fits the road ahead rather than a template.
Damage To The Car You Drive
Slick exit ramps and tight parking decks trip up careful drivers all the time. Once you cover the deductible, I make sure the repair bill on your own car is handled, whether another vehicle was part of it or not. It tends to be the layer people reach for first, and I help you pitch it at a level that sits right.
- Repairs to your own car after a hit
- Solo knocks like a curb or a barrier
- A deductible you pick with the price in view
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Harm You Cause To Others
When a crash falls on you, this covers the other driver's repairs and medical bills up to the limit you set. Lifting that limit usually costs far less than you would guess, and I walk you through where a sensible line sits for the way you drive.
- Damage you cause to another car or object
- Medical bills for people in the other car
- Limits I set to fit your risk on the road
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Theft, Fire And Rough Weather
A hail dented hood, a branch through the glass, a car missing from the driveway. Trouble that never touched another vehicle still gets covered, so the things you cannot control stay off your repair bill. I flag the pieces worth adding based on where you park and how far you roam.
- Theft of your car or parts off it
- Fire, hail, storms and falling limbs
- Glass fixes without a full claim in many cases
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A Hand When You Are Stuck
A flat on the shoulder or a battery that will not turn over never picks a good moment. I can send help to wherever your car actually sits and get you rolling again, then follow up so nothing is left half done.
- A tow to a nearby shop I trust
- Jump starts, fuel drops and lockout help
- Tire swaps right there on the shoulder
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Cover For When You Drive For Pay
A plain personal policy often stops the second a paying passenger climbs in, which leaves a gap most drivers never hear about. I add the right endorsement so your protection stays put for the whole trip, from the app going live to the last drop off.
- Protection while the app has you driving
- Closes the gap a personal policy leaves open
- Added onto a policy you already hold
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