Crash Damage On Your Own Car
Wet exit ramps and tight parking decks catch out careful drivers all the time. Once your deductible is paid, the repair bill on your vehicle is handled.
Read moreA short hop to work is nothing like a long run across the county, so the same policy rarely suits both. Tell me how your car actually gets used, and picking auto cover stops being a guessing game.
Plenty of drivers only read a policy after something goes wrong, then learn the deductible is double what they remembered. I lay the whole thing out first, in wording you can follow.
Ask me as many questions as you like. No quote I send comes with a timer, and nothing lands on your bill that you did not agree to.
Wet exit ramps and tight parking decks catch out careful drivers all the time. Once your deductible is paid, the repair bill on your vehicle is handled.
Read moreIf a crash lands on you, this pays for the other driver's repairs and medical bills up to the limit you set. Raising that limit costs less than most people guess.
Read moreHail dents, a branch through the windshield, a car gone from the driveway. Trouble that never involved another vehicle still gets paid for.
Read moreNobody plans a flat tire on the shoulder or a scraped bumper on the way to school drop off. When it happens, it reaches one person who already knows what your policy says. No ticket numbers, no retelling the whole story to a stranger.
Renata Boyle
City commuter
My renewal jumped and nobody could tell me why. Three options came back with the real cost of each deductible written beside it, and no pressure to decide before I was ready. What I pay now is lower than what I paid before the jump.
Someone reversed into my truck outside a grocery store. I sent over the photos and had a real answer without chasing anyone for it. The claim was open before I got home and the body shop had me booked with no back and forth.
Picking up rideshare work quietly punched a hole in my old cover and nobody warned me. That gap got spotted the first time my policy was reviewed, the right cover went on without any fuss, and now I know exactly where I stand with a passenger in the back.
Send me the vehicle, the mileage and who drives it, and I come back with a few options. I talk you through what each one costs beside its deductible, so the choice is clear without you doing the math.
Once everyone is safe and the scene is clear, send me the details and a few photos. I open the claim myself, tell you what the adjuster will ask for, and point you to a body shop that takes your cover. You never have to explain the policy to me from scratch.
Yes. Raising a deductible lowers what you pay, and lowering it does the opposite. I will show you both numbers before anything is switched, and the edit goes through once you decide.
Usually yes. A standard personal policy tends to stop the moment a paying passenger is in the car, which leaves a gap most drivers never hear about. Tell me you drive for an app and I add the right endorsement so the cover follows you through the whole trip.